You’ve now reached the end of the Life & Health Insurance Achievable material.
This final chapter doesn’t introduce any new testable content. Instead, it focuses on how to measure your readiness, prepare effectively in the final stretch, and use practice exams and review techniques to maximize your chances of passing.
There’s no single perfect answer, but Achievable’s exam readiness score is your best overall gauge. At the top of your homepage, you’ll see a 0-100% score that estimates your likelihood of passing. In general, the closer your score is to 100%, the more likely you are to succeed on test day.
Your score is based on multiple factors, including program completion (for example, reading chapters) and practice quiz performance. If you’ve been using the system as intended, you’ve likely completed hundreds or thousands of practice questions. Completing practice quizzes and assigned reviews is essential for building the knowledge you need to pass.
One of the biggest contributors to your readiness score is practice exam performance, including both your scores and the number of attempts. Practice exams help you “put the big picture together” by pulling questions from across all Achievable chapters in a format and structure similar to the actual test. One of the most effective ways to raise your readiness score is to take more practice exams and improve your scores over time.
Before taking a practice exam, put your notes aside. Using outside resources (for example, the Achievable reading material or Google) will artificially inflate your score. On the actual exam, you won’t have access to resources other than the note-taking materials provided by the testing center.
After every practice exam, do a thorough review of each question and answer. Make sure you understand why you got each question right or wrong. Also, think beyond the question. A common pitfall is studying the questions instead of the underlying content. While our questions are written to emulate the actual exam, no one knows exactly which questions they’ll see on test day. Insurance exam providers closely guard their question banks, and test writers create uniquely worded questions. If you’re memorizing answers without understanding the why, you’re relying on something that won’t transfer well to the real exam.
The best way to check your understanding is to ask yourself this:
“If I were given another question, with a completely different scenario and wording, am I confident I would know the answer?”
If the answer is yes, keep moving forward. If the answer is no, go back and review the topic in the reading materials.
Many test takers use “dump sheets” as study supplements and as a guide for what they plan to write down at the start of the exam. Dump sheets typically include visual guides and summarized notes on important test topics. As the name suggests, you memorize key items and then do a “data dump” onto your notepad at the beginning of the exam.
These are allowed in the test center as long as they’re created after the test has started (and not during the initial tutorial). Dump sheets aren’t required to succeed, but some test takers find them helpful.
You can certainly create your own, but here are Achievable’s Life & Health Insurance Exam dump sheets:
Download: Life Insurance Exam Dump Sheet - Concepts, contracts, and basics
Download: Health Insurance Exam Dump Sheet - Concepts, contracts, and basics
Insurance exams can feel stressful, so it helps to keep your preparation practical and focused. Use the Achievable system as intended, rely on practice exams to measure readiness, and review missed topics until you can answer questions in new scenarios - not just familiar ones.
Thanks for choosing Achievable for the Life & Health Insurance Exam.