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Textbook
Introduction
1. Goals and decisions of an organization
2. The market system
3. The domestic economy
3.1 Introduction
3.2 Economic growth
3.3 Circular flow model
3.4 Aggregate supply
3.5 Fiscal and monetary policies
3.6 Unemployment and inflation
4. Macroeconomics – The international economy
5. Macroeconomics – Index numbers
6. Introduction to the financial context of business entities
7. Foreign currencies
8. Investment appraisal
9. Summarizing and analyzing data
10. Inter-relationships between variables
11. Time series model
Wrapping up
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3.6 Unemployment and inflation
CGMA BA1
3. The domestic economy
Our CGMA course is currently in development and is a work-in-progress.

Unemployment and inflation

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Unemployment types

It’s important for the government to know which type of unemployment is most common in the economy, because different types need different solutions.

Definitions
Cyclical unemployment
Unemployment caused by changes in the level of economic activity over the trade (business) cycle.
Frictional unemployment
Short-term unemployment that occurs when individuals are temporarily between jobs or entering the workforce.
Seasonal unemployment
Unemployment that occurs due to predictable changes in demand for labor at different times of the year.
Structural unemployment
Long-term unemployment that occurs when there is a mismatch between workers’ skills and the requirements of available jobs.
Real wage unemployment
Unemployment that occurs when wages are set above the equilibrium level of labour supply and labour demand.

Cyclical unemployment

This type of unemployment is driven by changes in the trade (business) cycle.

  • During a recession, firms produce less and often lay off workers, so unemployment rises.
  • During a recovery, production increases and firms start hiring again, so unemployment falls.

Economists often argue that cyclical unemployment tends to correct itself over time as the economy moves through the trade cycle.

To reduce cyclical unemployment, the government usually tries to move the economy out of recession by using the same kinds of measures discussed earlier in the section on the trade cycle.

Frictional unemployment

This occurs when people are temporarily unemployed while moving between jobs.

Example:

If an accountant leaves a job for valid reasons, there may be a short period before they receive and accept another job offer. That gap is frictional unemployment.

This is usually not seen as a serious or long-term form of unemployment because it is temporary. The government can still help by:

  • Sharing job information and vacancies
  • Offering interview preparation
  • Providing short training to help people match available jobs

Seasonal unemployment

This affects workers in industries where demand and production vary by season.

Example:

Farm workers are often affected because work may be available during the growing or harvesting season, but not during the off-season.

The government can help by providing benefits (such as social grants) during periods when workers cannot earn income. This supports households and helps stabilize spending in the economy.

Structural unemployment

This arises when the structure of the economy changes.

This can occur when:

  • Firms or industries close
  • Consumer tastes change
  • New technology changes how goods and services are produced

Workers may be willing to work but find that their skills do not match the jobs available in growing industries.

A common government response is to provide training and re-skilling programs.

Example:

Some countries (including South Africa) have created training centers offering courses that can last from a week to six months or more.

These programs help retrenched workers gain relevant skills and qualifications that improve employability.

Real wage unemployment

This occurs when wages are kept above the level that would balance labour supply and labour demand.

One cause can be powerful trade unions that negotiate high wages. If wages are high, firms may:

  • Hire fewer workers because labour is expensive
  • Require existing workers to work longer hours instead of employing additional staff

The government may respond by reducing the power of trade unions and, where possible, lowering the minimum wage.

Inflation

Inflation refers to a sustained increase in the general price level in an economy. It can arise from different causes, which are typically grouped into two main types.

Definitions
Demand-pull inflation
Inflation caused by excessive demand, where total demand rises faster than supply, allowing firms to increase prices even though the value of the product has not changed.
Cost-push inflation
Inflation caused by rising production costs, especially increases in the cost of raw materials, which lead firms to raise prices.
Expectation effects inflation
Inflation that occurs when people expect incomes or wages to rise, leading firms to increase prices in anticipation of higher demand.

Demand pull-inflation

When total demand rises faster than supply, firms can raise prices even though the value of the product hasn’t increased.

To reduce demand-pull inflation, the government may try to reduce aggregate demand so that supply can keep up.

Cost-push inflation

Cost-push inflation happens when prices rise because production costs rise, especially the cost of raw materials.

Example:

You might visit a brand’s website and see a notice like: “From 1 October the price of … will be increased by $… due to an increase in the raw material price.”

That situation is cost-push inflation (not demand-pull inflation).

The government can respond with supply-side policies, such as subsidies and grants, that reduce firms’ production costs and help limit price increases.

Expectation effects inflation

Expectation effects inflation occurs when people expect incomes or wages to rise. This is common when an economy is coming out of a recession. When firms notice that households are earning more (or are expected to earn more), they may increase prices.

There is not much the government can do about this type of inflation, except possibly setting maximum prices on goods that are most affected to prevent prices from rising too quickly.

How the government can achieve growth in an economy

During a recession, an economy will:

  • Reduce interest rates
  • Run a budget deficit
  • Reduce the level of taxation
  • Set maximum prices

During periods where the supply side of the economy is struggling, the government may:

  • Provide training centers and incentives (for example, during COVID-19 there was a growing need for nurses, and many governments increased training support)
  • Fund university research to develop new technology that benefits the economy
  • Deregulate markets to allow them to operate more freely and support growth
  • Provide subsidies to firms
  • Offer workshops to train business owners and improve their skills
  • Invest in infrastructure such as road networks and railways (for example, China has expanded these significantly in recent years)

Unemployment types

  • Cyclical: due to economic fluctuations; rises in recessions, falls in recoveries
  • Frictional: short-term, between jobs or entering workforce; usually temporary
  • Seasonal: predictable, based on time of year (e.g., agriculture)
  • Structural: mismatch between worker skills and job requirements; often long-term
  • Real wage: wages above equilibrium cause excess labor supply (unemployment)

Cyclical unemployment

  • Caused by business cycle changes (recession/recovery)
  • Self-correcting as economy recovers
  • Government response: stimulate economy to exit recession

Frictional unemployment

  • Temporary, between jobs or entering labor market
  • Not serious or long-term
  • Government support: job information, interview prep, short training

Seasonal unemployment

  • Due to seasonal demand changes in certain industries
  • Common in agriculture, tourism
  • Government support: benefits/social grants during off-seasons

Structural unemployment

  • Caused by economic shifts, technology, or changing consumer tastes
  • Skills mismatch between workers and available jobs
  • Government response: training and re-skilling programs

Real wage unemployment

  • Wages set above equilibrium (often by strong unions/minimum wage)
  • Firms hire fewer workers, may increase hours for existing staff
  • Government response: reduce union power, lower minimum wage

Inflation

  • Sustained increase in general price level
  • Main types: demand-pull, cost-push, expectation effects

Demand-pull inflation

  • Excessive demand outpaces supply, firms raise prices
  • Government response: reduce aggregate demand

Cost-push inflation

  • Rising production costs (raw materials) drive up prices
  • Government response: supply-side policies (subsidies, grants)

Expectation effects inflation

  • Prices rise as firms anticipate higher wages/incomes
  • Common after recessions
  • Limited government action; may set maximum prices on key goods

Government strategies for economic growth

  • During recession:
    • Lower interest rates
    • Run budget deficit
    • Reduce taxes
    • Set maximum prices
  • When supply side struggles:
    • Provide training centers/incentives
    • Fund research and technology development
    • Deregulate markets
    • Offer subsidies and business training
    • Invest in infrastructure (roads, railways)

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Next  | 4.1 Introduction
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Unemployment and inflation

Unemployment types

It’s important for the government to know which type of unemployment is most common in the economy, because different types need different solutions.

Definitions
Cyclical unemployment
Unemployment caused by changes in the level of economic activity over the trade (business) cycle.
Frictional unemployment
Short-term unemployment that occurs when individuals are temporarily between jobs or entering the workforce.
Seasonal unemployment
Unemployment that occurs due to predictable changes in demand for labor at different times of the year.
Structural unemployment
Long-term unemployment that occurs when there is a mismatch between workers’ skills and the requirements of available jobs.
Real wage unemployment
Unemployment that occurs when wages are set above the equilibrium level of labour supply and labour demand.

Cyclical unemployment

This type of unemployment is driven by changes in the trade (business) cycle.

  • During a recession, firms produce less and often lay off workers, so unemployment rises.
  • During a recovery, production increases and firms start hiring again, so unemployment falls.

Economists often argue that cyclical unemployment tends to correct itself over time as the economy moves through the trade cycle.

To reduce cyclical unemployment, the government usually tries to move the economy out of recession by using the same kinds of measures discussed earlier in the section on the trade cycle.

Frictional unemployment

This occurs when people are temporarily unemployed while moving between jobs.

Example:

If an accountant leaves a job for valid reasons, there may be a short period before they receive and accept another job offer. That gap is frictional unemployment.

This is usually not seen as a serious or long-term form of unemployment because it is temporary. The government can still help by:

  • Sharing job information and vacancies
  • Offering interview preparation
  • Providing short training to help people match available jobs

Seasonal unemployment

This affects workers in industries where demand and production vary by season.

Example:

Farm workers are often affected because work may be available during the growing or harvesting season, but not during the off-season.

The government can help by providing benefits (such as social grants) during periods when workers cannot earn income. This supports households and helps stabilize spending in the economy.

Structural unemployment

This arises when the structure of the economy changes.

This can occur when:

  • Firms or industries close
  • Consumer tastes change
  • New technology changes how goods and services are produced

Workers may be willing to work but find that their skills do not match the jobs available in growing industries.

A common government response is to provide training and re-skilling programs.

Example:

Some countries (including South Africa) have created training centers offering courses that can last from a week to six months or more.

These programs help retrenched workers gain relevant skills and qualifications that improve employability.

Real wage unemployment

This occurs when wages are kept above the level that would balance labour supply and labour demand.

One cause can be powerful trade unions that negotiate high wages. If wages are high, firms may:

  • Hire fewer workers because labour is expensive
  • Require existing workers to work longer hours instead of employing additional staff

The government may respond by reducing the power of trade unions and, where possible, lowering the minimum wage.

Inflation

Inflation refers to a sustained increase in the general price level in an economy. It can arise from different causes, which are typically grouped into two main types.

Definitions
Demand-pull inflation
Inflation caused by excessive demand, where total demand rises faster than supply, allowing firms to increase prices even though the value of the product has not changed.
Cost-push inflation
Inflation caused by rising production costs, especially increases in the cost of raw materials, which lead firms to raise prices.
Expectation effects inflation
Inflation that occurs when people expect incomes or wages to rise, leading firms to increase prices in anticipation of higher demand.

Demand pull-inflation

When total demand rises faster than supply, firms can raise prices even though the value of the product hasn’t increased.

To reduce demand-pull inflation, the government may try to reduce aggregate demand so that supply can keep up.

Cost-push inflation

Cost-push inflation happens when prices rise because production costs rise, especially the cost of raw materials.

Example:

You might visit a brand’s website and see a notice like: “From 1 October the price of … will be increased by $… due to an increase in the raw material price.”

That situation is cost-push inflation (not demand-pull inflation).

The government can respond with supply-side policies, such as subsidies and grants, that reduce firms’ production costs and help limit price increases.

Expectation effects inflation

Expectation effects inflation occurs when people expect incomes or wages to rise. This is common when an economy is coming out of a recession. When firms notice that households are earning more (or are expected to earn more), they may increase prices.

There is not much the government can do about this type of inflation, except possibly setting maximum prices on goods that are most affected to prevent prices from rising too quickly.

How the government can achieve growth in an economy

During a recession, an economy will:

  • Reduce interest rates
  • Run a budget deficit
  • Reduce the level of taxation
  • Set maximum prices

During periods where the supply side of the economy is struggling, the government may:

  • Provide training centers and incentives (for example, during COVID-19 there was a growing need for nurses, and many governments increased training support)
  • Fund university research to develop new technology that benefits the economy
  • Deregulate markets to allow them to operate more freely and support growth
  • Provide subsidies to firms
  • Offer workshops to train business owners and improve their skills
  • Invest in infrastructure such as road networks and railways (for example, China has expanded these significantly in recent years)
Key points

Unemployment types

  • Cyclical: due to economic fluctuations; rises in recessions, falls in recoveries
  • Frictional: short-term, between jobs or entering workforce; usually temporary
  • Seasonal: predictable, based on time of year (e.g., agriculture)
  • Structural: mismatch between worker skills and job requirements; often long-term
  • Real wage: wages above equilibrium cause excess labor supply (unemployment)

Cyclical unemployment

  • Caused by business cycle changes (recession/recovery)
  • Self-correcting as economy recovers
  • Government response: stimulate economy to exit recession

Frictional unemployment

  • Temporary, between jobs or entering labor market
  • Not serious or long-term
  • Government support: job information, interview prep, short training

Seasonal unemployment

  • Due to seasonal demand changes in certain industries
  • Common in agriculture, tourism
  • Government support: benefits/social grants during off-seasons

Structural unemployment

  • Caused by economic shifts, technology, or changing consumer tastes
  • Skills mismatch between workers and available jobs
  • Government response: training and re-skilling programs

Real wage unemployment

  • Wages set above equilibrium (often by strong unions/minimum wage)
  • Firms hire fewer workers, may increase hours for existing staff
  • Government response: reduce union power, lower minimum wage

Inflation

  • Sustained increase in general price level
  • Main types: demand-pull, cost-push, expectation effects

Demand-pull inflation

  • Excessive demand outpaces supply, firms raise prices
  • Government response: reduce aggregate demand

Cost-push inflation

  • Rising production costs (raw materials) drive up prices
  • Government response: supply-side policies (subsidies, grants)

Expectation effects inflation

  • Prices rise as firms anticipate higher wages/incomes
  • Common after recessions
  • Limited government action; may set maximum prices on key goods

Government strategies for economic growth

  • During recession:
    • Lower interest rates
    • Run budget deficit
    • Reduce taxes
    • Set maximum prices
  • When supply side struggles:
    • Provide training centers/incentives
    • Fund research and technology development
    • Deregulate markets
    • Offer subsidies and business training
    • Invest in infrastructure (roads, railways)

More from The domestic economy

  • Introduction
  • Economic growth
  • Circular flow model
  • Aggregate supply
  • Fiscal and monetary policies