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Textbook
1. General Insurance Concepts
2. Producer Roles and Receipt Types
3. Principles of Life Insurance
4. Underwriting
5. Term Life Insurance
6. Whole Life Insurance
7. Variable Insurance Products
8. Group Life Insurance
9. Life Insurance Provisions
10. Annuities
11. Taxation of Life Insurance Products
12. Qualified Retirement Plans
Wrapping up
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Wrapping up
Achievable Life

Wrapping up

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You’ve reached the end of the Life Insurance Achievable material.

This final chapter doesn’t introduce any testable content. Instead, it reviews how to measure your readiness, how to use the last stretch of study time effectively, and how to use practice exams and review techniques to maximize your chances of passing.

When am I ready for the exam?

There’s no single perfect answer, but Achievable’s exam readiness score is your best gauge. At the top of your homepage, you’ll see a 0-100% score that reflects your likelihood of passing. In general, the closer your score is to 100%, the more likely you are to succeed on test day.

Your score is based on several factors, including:

  • Program completion (for example, reading chapters)
  • Practice quiz performance

If you’ve used the system as intended, you’ve likely answered hundreds (or even thousands) of practice questions. Completing practice quizzes and assigned reviews is essential for building the knowledge you need to pass.

One of the biggest contributors to your readiness score is practice exam performance, including both your scores and the number of attempts. Practice exams help you “put the big picture together” by pulling questions from across all Achievable chapters in a format similar to the real exam. One of the most effective ways to raise your readiness score is to take more practice exams and improve your scores over time.

Before you take a practice exam, put your notes aside. Using outside resources (for example, the Achievable reading material or Google) will artificially inflate your score. On the actual exam, you won’t have access to study resources - only the note-taking materials provided by the testing center.

After every practice exam, do a thorough review of each question and answer. Make sure you understand why you got each question right or wrong. Also, think beyond the question. A common pitfall is studying the questions instead of the underlying content. While these questions are designed to resemble real exam questions, no one knows exactly what questions will appear on your exam. Exam providers protect their question banks, and test writers use new scenarios and unique wording. If you’re memorizing answers without understanding the why, you’re likely to struggle when the question is asked in a different way.

A useful self-check is:

“If I were given another question, with a completely different scenario and wording, am I confident I would know the answer?”

If the answer is yes, keep moving forward. If the answer is no, go back and review the topic in the reading materials.

Dump sheet

Many test takers use “dump sheets” as study supplements and as a guide for a “legal cheat sheet” during the exam. Dump sheets usually include visual guides and summarized notes on key test topics. As the name suggests, you memorize the material and then “dump” it onto your notepad at the beginning of the exam.

These are allowed in the test center as long as they are created after the test has started (and not during the initial tutorial). They aren’t required to succeed, but some test takers find them helpful.

You can create your own, but here is Achievable’s Life Insurance Exam dump sheet:

Download: Life Insurance Exam Dump Sheet - Concepts, contracts, and basics

Life Insurance Exam Dump Sheet - Concepts, contracts, and basics

Final thoughts

Insurance exams can feel stressful, so it helps to focus on what you can control:

  • Use the Achievable system as intended.
  • Take practice exams under realistic conditions.
  • Review every question carefully, focusing on the underlying concept.

Guess who’s well on their way to passing the Life Insurance exam?

(spoiler)

It’s you ;-)

Finishing the material is a major milestone, but you still have one last step: using your remaining study time to review strategically and practice under exam-like conditions.

Thanks again for choosing Achievable for the Life Insurance Exam.

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