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Series 7
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Textbook
Introduction
1. Common stock
1.1 Introduction and SIE review
1.2 Equity securities & trading
1.2.1 Rights & warrants
1.2.2 Stock splits & dividends
1.2.3 American depositary receipts (ADRs)
1.2.4 Foreign investments
1.2.5 Corporate actions
1.2.6 Tender offers
1.2.7 The primary & secondary market
1.2.8 Cash dividends
1.3 Suitability
1.4 Fundamental analysis
1.5 Technical analysis
2. Preferred stock
3. Bond fundamentals
4. Corporate debt
5. Municipal debt
6. US government debt
7. Investment companies
8. Alternative pooled investments
9. Options
10. Taxes
11. The primary market
12. The secondary market
13. Brokerage accounts
14. Retirement & education plans
15. Rules & ethics
16. Suitability
Wrapping up
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1.2.6 Tender offers
Achievable Series 7
1. Common stock
1.2. Equity securities & trading

Tender offers

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When an investor (or group of investors) wants to acquire a significant portion of an issuer’s stock, they’ll often use a tender offer to buy shares directly from current shareholders. These situations can lead to a hostile takeover.

As discussed in the review portion of this chapter, investors gain rights when they purchase common stock. Stockholders with large proportionate ownership can accumulate enough shares to influence (or control) company decisions. Rather than placing large buy orders in the open market - which would likely push the stock price up - large investors typically use tender offers when attempting a takeover.

Tender offers are proposals to purchase stock from current investors. To encourage stockholders to voluntarily sell their shares, the party making the tender offer usually offers a price above the current market price (a premium). For example, suppose a group of large investors wants to take over ABC Company. ABC’s stock is trading at $25 per share, and the investors offer to buy shares through a tender offer at $30 per share.

Each stockholder decides whether to have their shares tendered (submitted into the offer). To tender shares, an investor must be long the stock. If a customer is short shares, they can’t tender stock they don’t own. Also, if an investor owns a convertible security, they can’t tender it until they’ve submitted conversion instructions.

Definitions
Long
The purchase and subsequent ownership of a security
Short
The sale of borrowed securities

Although we often discuss tender offers in the context of common stock, a tender offer can be made for any security. A tender offer can also be made by the issuer. For example, if an issuer wants to buy back its own securities from the market, it can do so by making a tender offer to investors.

There are a few key timing rules for tender offers:

  • Once a tender offer is made, investors must be given at least 20 business days to decide.
  • If any material terms change (for example, the tender price), the offer must be extended by an additional 10 business days.
Key points

Tender offers

  • Proposal to purchase security from current investors
  • Offered at a premium to market price
  • Participants must be long the security
  • Must be available for at least 20 business days
  • Must be available for an additional 10 business days if offer changes

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